Archive for the ‘Savings’ Category

Must See Items in NYC

Friday, June 8th, 2007

1. The Blue Man Group for sure! They are over at the Astor Place theater. Even if you are a dance music fan, you will LOVE this show! A trio a blue guys who dont speak, catching objects in their mouth and playing the strangest instruments, they really get the crowd involved! Great time! Very fun.

2. Avenue Q. Check them out over at the Golden Theater. Quite a bit different from the Blue Man Group. Its alot like broadway, but with muppets singing satyrical songs.

3. Whitney Museum,
Rudolph Stingels’ work is currently being displayed, and should not be missed

4. Pace/MacGill Gallery is currently exhibiting some world renowned  photographs  from many famous collections/

5.Chelsea Market: A fantastic place to catch an inexpensive breakfast or lunch, it boasts some fabulous bakeries to boot!

**JoJo is definately my fave eatery in the whole city. It’s not as stylish as some other places, but they are awesome. The food and service are top of the line, every time. It’s a  converted townhome over on the Upper East Side.

Natural Hair Dyes

Wednesday, May 23rd, 2007

Theres a natural ingredient in black tea that makes it something like a dye. If you want highlights, a bunch of shine, and yet still darken you hair, this mya be something worth trying for you. Just brew 2 strong cups of black tea, and just use it to rinse the shampoo out of you hair  after you wash it. Careful! Very strong black tea could stain your skin a bit.

Alone, Black tea isnt terribly effective for dye jobs, theres a few  other ingredients needed for it to be truly effective. These other ingredients have a great side effect, they make your hair thicker, prevents fall out, and your hair will grow faster!!

Perhaps you wanna try it:

~~ A cup of Black Henna

~~ 2 cups of plain yogurt

~~ 10 black tea teabags
~~ a cup of water
**a cup of water
Soak the teabags in plain water, til the brew is very strong. Then simply use this water to mix up the henna and yogurt together. Apply to hair, cover, and let it sit in your hair for 6-8 hours. Wash your hair normally, and you will see the dramatic and wonderful change.

Since henne coats and seals the hair shaft, it actualy protects your hair. Doing this 2 times a week or so and your hair will be noticeably healthier. I

Borrowing from your 401(k) to get your First Home

Sunday, March 11th, 2007

If you are younger the age of 59 1/2, you cannot withdraw money from your 401(k) plan to buy your first house without  a 10 percent additional tax on early distributions from qualified retirement plans.

However, depending on the rules for your 401(k) plan, you might be able to borrow money from your 401(k) plan to buy your first home. Similiar to using the fund as a collateral. Interest and payment may vary but it seems to be worth looking into.

Credit Repair

Saturday, March 3rd, 2007

Sometimes we as people make mistakes. Perhaps you got a few bad marks on your credit report, but you paid them off, yet they are still there causing difficulty. Lets address this.

Contact all 3 credit bureaus immediately about those negative accounts. Tell them that those are the specific accounts that you are disputing and tell them that those accounts are wrong, that they are now paid in full.
In the interest of saving time when dealing with the credit bureau’s send a copy of your license with your letter, also send a copy of your proff of residency, and a social security card copy.

Once this is all settled, your credit score should improve in 6 or so months.

Can 30 day Certificates of Deposit improve your credit?

Saturday, February 24th, 2007

I would conjecture the reason there are 30-day CDs is so you can have very liquid assets. Buying a 30 day CD with cash you dont immediately need would be slightly profitable, because you would recieve  marginal interest.

Of course, the shorter the CD, the less the interest rate, so naturally a 30 day CD is rediculously low. This is better than nothing however.

Would it help your credit? Well it wont hurt it, but wont help a whole lot either.


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