Since 1999, Encomia has pioneered the way for doing business, banking, and mortgages in electronic format. This saves alot of time, and makes the process as a whole faster, which benefits all parties involved. Their applications are scalable to fit the needs of businesses ranging from a family owned company to a giant Fortune 500 corporation. They have the ability to get anyone eMortgage ready in a very short time frame.

MISMO is the Mortgage Industry Standards Maintenance Organization, and is responsible for creating and advancing the rules about electronic mortgaging. Encomia works closely with them, along with the National Notary Association in order to grant notaries eNotary solutions.

The world is going digital, this is just a facet of that, and as we know digital means simple, and it means fast.Its no wonder why electronic disclosures are becoming commonplace. Join the rest of us.

Sometimes when we talk to people on the phone we can not see their expressions and in that way we have lost of the communication thats taking place. The answer to that problem is now available in several designs, and are video phones and they are made available by packet8.net.

They have 2 styles I am most taken by and my favorite Video Phone is pictured here.The phone in the picture is the Tango VTA464, the color is the graphite, its also available in white.

Something that surprises me most about the device is that there is no lag in the product, the voice matches the video. Often in products on the market its akin to watching a poorly dubbed movie. Not so here!

Interesting too is that the buttons on the unit are clearly labeled as to their function. The user interface is simple to understand and easy to navigate through. Set up is a breeze, it could be done by anyone, even those with no technical understanding whatsoever.

Something I never thought of, this phone has a “remote surveillance mode” indicating to me that it would be possible to set it up, leave home and somehow view what the phone is viewing. That sounds worth exploring.

The other phone that got my attention is the DV326 videophone. The auto focus on this unit is crisp and clear from 2 inches to infinity. Its a tabltop type unit, like you would see on an executive desk. It averages 30 frames per second video rate. Its alot like watching television. The screen is 5 inches and has a tilt that varies from 23 to 90 degrees. This unit offers picture-in-picture, and stores 100 numbers. You can choose to not transmit video, or to send pictures.

This is all available on packet8’s high speed Voice over Internet Protocol network which allows you unlimited local and long distance, and free calling to 10 other nations, Canada, Puerto Rico, Guam, US Virgin Islands, France, Italy, Ireland, Spain and United Kingdom. With very low rates to other international locales. Now waiting for off peak hours or night and weekends, call anyone anywhere, anytime! And be able to use Video Phone.

France is the fourth nation to speak out against China, on grounds of the hacking attempts against the French Government.

The French secretary general for French national defense said their country’s systems had been compromised and that the trail lead to China. he said the proof was of China, but not necessarily the Chinese government.

other nations under attack are the United States, Germany, and the United Kingdom. Officials in America says China successfully hacked the Pentagon this summer.

Germany has has similar attacks on their governmental systems.

However the UK authorities were accused recently of covering up the extent of the breach.

China has denied all claims of hacking.

I am glad I was asked to give a review of their site, as I am genuinely interested in their service. What follows is my real and impartial views relating to that service.

In todays age its not uncommon to have surveillance cameras all over, we expect it as a society. One place most times not under watch is our own homes. This service offers you a very simple and effective remedy to that. You are in a nutshell installing a home camera in your house. This camera is accessible by you from any personal computer, or ( and i think this is nice) a cell phone.

You dont need to be a computer wizard to do this either. They make it very simple. You only need to download their small software package, install it, and then enter your user name and pass word, then choose the camera you want to view. You can then have the camera feed live streamed to you.

There are many instances where technology this simple and practical can be put to use. The obvious first choice would be for your own home secutiry, to keep your house safe from dangerous and undesirable things such as burglary, or an attack on your home. And if these events did occur in the very least the law enforcement officials have soemthing to work with.

Perhaps another great use would be to monitor a caretaker with your child. A babysitter for example, in my opinion as a parent, they should all be monitored, I can not bear the tragedies I read in the papers about the horrendous neglect and abuse that children go through due to carelessness or malice hidden in a person we entrust with out dearest possessions. We as parents have the duty to our kids to have a system like the one being offered here, and for that reason alone, I have become a member of this site.

I could see this being invaluable to an overseas soldier. A hero away from his family as his child is born and grows up. I think if they could get a chance to get to a computer with internet and login and see the baby’s crib, that would just delight a guy like that. I think so anyways. I hope that people will be able to use this product for that reason as well.

The site guys one to say a few things i find interesting. One is that the folks behind homecamera.com are the research and development branch of a publicly trade corporation. Which means these arent some”fly by night” types and are worthy of our trust. Another interesting tidbit is that if your phone cant do video, the home camera system can bet set to send your phone photos. Most phones these days can accept photos.

The service is in beta testing and as such is free. The site tells me that if they ever start charging they intend to offer special packages to the people who use it as beta testers, as a thank you for helping them out. I think that pretty kind of them.

One last note, there is an option to only record when motion is detected. Meaning that when something is in camera’s view the camera will record it and send that alert to your mobile phone, and perhaps your personal computer as well. This might be the thing that homeowners and parent in specific have been waiting on. I like it and I tried it, try it and make your own decision.

How many stories have we read about financial institutions or corporate powerhouses losing what to many of us is akin to vast fortunes because of loss of data. It occurs on a daily basis. Read any major business publication and you will see headlines denoting this.

Theres many numerous ways to incur data loss. Theres those evil hackers ever plaguing the electronic world, theres fires, floods, acts of god, and most likely, data corruption or input errors. Whatever the cause data loss is an unacceptable and preventable issue.

I find myself wondering why these companies don’t use online backup solutions to constantly update and store their data to a remote location keeping it intact, safe, and always ready for retrieval.

There are solutions that include encrypting your data, and holding it for later use. This is much preferred and prevents hackers, floods, fires, or data corruption from ruining your data, and your profit.because of its ease anyone can do this, and because its always available with a few clicks, it means next to no downtime for your enterprise.